We collect certain categories of nonpublic personal and financial information about our customers from the following sources:
Information we receive from you on loan applications, internet communications and other forms and communications we receive.
Information about your transactions with us and with others; and Information we receive from consumer reporting agencies.
When we process loan applications and when we sell loans to investors, we must share certain elements of our customers' nonpublic personal or financial information, as described above, with unaffiliated third parties, in order to complete the transaction. We sometimes also share certain nonpublic personal or financial customer information with unaffiliated third parties in connection with servicing of loans that we hold in our own portfolio after origination or that we service for others.
We may disclose all of the information we collect to companies that perform marketing services on our behalf or to other financial institutions with which we have joint marketing agreements. We require any third parties with whom we share nonpublic personal or financial customer information, for any purpose other than completing a transaction initiated by our customer, to agree that the shared information is to be kept strictly confidential and is not to be further disclosed, disseminated or used for any purpose other than the purpose for which it was shared.
We restrict access to our customers' personal, financial and account information to those employees who need to know that information to perform their job duties or to provide products or services to our customers. We maintain physical, electronic, and procedural safeguards, which comply with applicable laws and regulations, to safeguard our customers' nonpublic personal, financial and account information.
We reserve the right to change this policy at any given time without prior notice.